Operatives of the Adamawa State Police Command have arrested two men suspected of operating an ATM card swap fraud scheme in the state.
The suspects, identified as 50-year-old Yusuf Maika and 52-year-old Abubakar Mustapha, both residents of Jos, Plateau State, were arrested over the alleged theft of ₦400,000 from one Yunusa Usman at an Access Bank ATM in Adamawa State.
According to the police, the suspects were arrested following a complaint lodged by the victim and an immediate response by bank officials on Monday, September 7.
Preliminary investigations reportedly revealed that the suspects targeted ATM users experiencing network or transaction difficulties.
The police said the suspects would offer unsolicited assistance to their victims, observe their PINs and secretly swap their ATM cards with similar cards without their knowledge.
They would then allegedly use a mobile point-of-sale (POS) machine to withdraw or transfer money from the victims’ bank accounts.
Items recovered from the suspects included 23 ATM cards belonging to different banks, a Moniepoint POS machine allegedly used to debit victims’ accounts and ₦400,000 suspected to be proceeds of the crime.
During interrogation, the suspects reportedly told investigators that they travelled from Jos to Adamawa State the previous week specifically to carry out the alleged fraud.
The police said the suspects remained in custody and would be charged to court after the completion of investigations.
The allegations against the suspects remain unproven until established by a court of law.

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