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Nigeria’s retail lender, Unity Bank Plc, has launched an upgraded version of its mobile banking platform, Unifi, as part of ongoing efforts to improve customer experience on the Bank's digital Banking platform and reinforce its proposition in ebusiness.
The latest
update, Unifi version 2.3, introduces a suite of improved features designed to
enhance usability, security, and convenience for customers. Key upgrades
include enhanced security protocols, expanded quick-action functionalities,
improved bill payment options, and an updated Nigeria Quick Response (NQR)
feature to support faster and more secure QR code transactions.
A key
aspect of the rollout builds on the Bank’s continued investment in digital and
security infrastructure, aimed at safeguarding customer data, ensuring secure
payments and enabling safe, real-time transactions across channels.
Speaking
on the upgrade, Adenike Abimbola, Divisional Head, Retail, SME, Digital Banking
& Fintech Partnerships at Unity Bank, said the improvements are built on
the back of continuous interrogation of the platform to be more responsive to
customer feedbacks which are being received overtime in our interactions and
engagements.
“Digital
banking has become an integral part of everyday life, particularly for retail
customers who expect speed, dependability, convenience, and security as
standard. With the latest upgrade to Unifi, we are responding directly to these
expectations by enhancing functionality, strengthening security, and
simplifying key payment and transaction journeys. Our goal is to ensure that
customers can carry out their banking activities seamlessly, confidently, and
without friction, anytime and anywhere.”
She added
that the Bank remains committed to continuous improvement of its digital
channels in line with evolving customer needs and emerging industry trends.
“As mobile
banking increasingly defines how people interact with financial services, Unifi
is central to our strategy of delivering intuitive, reliable, and inclusive
digital solutions. We will continue to invest in technology partnerships and
platform enhancements that support financial inclusion, drive adoption, and
improve overall customer experience.”
Originally
introduced as part of Unity Bank’s strategic push to expand its retail
footprint, particularly among young and digitally savvy customers, Unifi has
grown into a core engine of the Bank’s retail banking expansion. The platform
plays a critical role in driving customer acquisition, deepening engagement,
and reinforcing Unity Bank’s broader digital transformation agenda.
The Unifi
mobile app is available for download on Android and iOS devices, offering
customers access to a wide range of services, including transfers, bill
payments, airtime purchases, and QR-enabled transactions.

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